Clarity over complexity
Commercial finance involves technical detail. We aim to explain options in plain English so business owners can make informed decisions.
About
Business finance, intelligently matched
Tera helps UK businesses understand their funding options, prepare a stronger application and find suitable finance with support from real commercial finance specialists.
Tera is a credit broker, not a lender. Any finance is subject to status and the terms of the finance provider.
UK commercial finance expertiseHuman support throughoutOne guided applicationMultiple finance routesClear next stepsUK commercial finance expertiseHuman support throughoutOne guided applicationMultiple finance routesClear next steps
What we do
A credit broker, not a lender
Tera helps UK businesses explore commercial finance options from our available panel of providers. We do not lend directly. Our role is to help you understand what may be suitable, prepare your application and, where appropriate, introduce your case to finance providers.
Our values
How we work with businesses
Preparation matters
A well-organised application can move more smoothly. Tera helps structure information before it reaches a finance provider.
Human support
Technology organises the case. Commercial finance specialists review requirements, discuss options and manage the brokerage process.
Honest guidance
We explain what may be suitable — and what may not. There is no obligation to proceed, and suitability depends on individual circumstances.
Regulatory
PLACEHOLDER — requires legal review before publication
[Tera legal entity] is a credit broker, not a lender. Tera is an Appointed Representative of [Moorgate legal entity], which is authorised and regulated by the Financial Conduct Authority under reference number [FRN]. We may receive commission from finance providers following a successful introduction. Full details of our status, panel and remuneration will be provided before launch.
Ready to understand your funding options?
Start with a short assessment and tell us what your business is planning next.
- No obligation to accept an option
- Clear next steps
- Human support available