Free Partner Portal · 30% commission · Zero Fees

Help your clients access finance.Earn when they succeed.

Introduce clients who need business finance and let Tera manage the process. We help prepare the application, explore suitable finance routes and keep you informed from introduction to completion.

No joining fee. 30% lifetime commission on every completed deal. Dedicated partner support.

Partner referral dashboard

Client introducedComplete
Assessment startedIn progress
Documents receivedIn progress
Offer receivedPending
Finance completedPending
Partner fee due£1,500 example

Partner update

Example Catering Ltd moved to documents received

Proud members of the NACFB.

National Association of Commercial Finance Brokers — Helping fund UK business
  • Built for UK SME advisers
  • 30% lifetime commission
  • Dedicated partner support
  • Clear case updates
  • Commercial finance expertise
  • Broker, not lender

One partner offer. No tiers to climb.

Every adviser gets the same rate from day one — 30% of Tera's net commission on every deal you introduce, for as long as you partner with us.

Your partner rate

30%

30% lifetime commission

Paid on completion, after Tera receives its commission. Same rate on your first referral and your fiftieth.

  • Free Partner Portal
  • Zero joining fees
  • 30% lifetime commission

Example: on £5,000 net commission to Tera, your partner fee is £1,500.

Introduce once, earn every time

Send a client your referral link or make a consented introduction — we handle the rest.

  • 30% of Tera's net commission on every completed deal
  • Unique referral link for Model B introductions
  • Completion-based payment — no upfront costs

Stay close to the case

Keep the advisory relationship while Tera runs the finance process.

  • Free Partner Portal with case status and milestones
  • Clear updates when documents are needed or offers land
  • Dedicated partner support from a commercial finance specialist

Start today — nothing to lose

No volume hurdles, no earned tiers, no fee to join.

  • No joining fee or monthly subscription
  • No minimum referrals to unlock your rate
  • FCA-authorised brokerage — proud NACFB members

Examples are illustrative only. Actual commission depends on the finance product, provider, completed transaction and agreed partner terms.

Estimate your annual partner commission

Adjust the sliders to see what you could earn with Tera.

50
505,000
5%
215

3

Monthly referrals

2

Monthly completed deals

£36,000

Annual commission

Based on 50% completion rate, £5,000 average Tera net commission per completed deal, and 30% partner share. Actual results vary. Examples are illustrative only. Actual commission depends on the finance product, provider, completed transaction and agreed partner terms.

  • Free Partner Portal
  • 30% lifetime commission
  • Zero joining fees

Who the programme is for

Accountants

Why it fits

Clients may need finance for growth, equipment, tax liabilities, acquisitions or working capital.

How Tera helps

Tera manages the funding process without asking the accountant to become the broker.

How the referral process works

  1. 1

    Introduce the client

    Send the client your unique referral link or make a consented introduction.

  2. 2

    Tera contacts the business

    We speak with the client, understand the requirement and explain the next steps.

  3. 3

    Tera prepares the case

    We help organise the application, information and supporting documents.

  4. 4

    Tera explores suitable finance routes

    Where appropriate, the case is introduced through the approved brokerage process.

  5. 5

    Finance completes and the partner is paid

    When the transaction completes and Tera receives its commission, your 30% lifetime commission becomes payable.

Support your clients without becoming the finance broker.

Protect the client relationship

Tera manages the finance process while keeping the adviser informed, where the client has consented.

Save time

No need to research lenders, chase requirements or manage finance-provider conversations yourself.

Improve client service

Give clients a clear route to explore funding when growth, cash flow or investment creates a need.

Earn from successful introductions

Receive 30% of Tera's net commission when finance successfully completes — the same rate from your first referral onwards.

Clear case visibility

Know when the client has been contacted, what stage the case has reached and whether further information is required.

Human commercial finance support

Each case is reviewed and managed by a commercial finance specialist.

Ready to refer clients?

Join the partner programme — 30% lifetime commission, no joining fee, and dedicated support.

You make the introduction. Tera handles the finance process.

  • Initial client contact
  • Understanding the funding requirement
  • Application preparation
  • Document requirements
  • Commercial finance product review
  • Provider communication
  • Case updates
  • Offer and completion support
  • Partner-fee calculation
  • Completion reporting

Illustrative partner status panel

Example Catering Ltd

Requirement
£80,000 equipment finance
Status
Documents received
Next action
Broker review
Partner update
Sent today

What partners do — and what we ask you not to do

You can

  • Identify clients with possible funding needs
  • Explain that Tera is a commercial finance broker
  • Share your unique referral link
  • Make a consented introduction
  • Provide context about the client where appropriate
  • Encourage the client to respond to Tera
  • Maintain your normal adviser relationship

Please do not

  • Promise approval
  • Quote rates unless approved
  • Recommend a specific lender
  • Describe Tera as a lender
  • Provide unapproved financial promotions
  • Submit customer details without permission
  • Collect sensitive documents insecurely
  • Negotiate finance terms on Tera’s behalf
  • Make regulated recommendations unless authorised

Your client relationship matters.

  • We explain Tera’s role clearly.
  • We do not describe Tera as the lender.
  • We do not guarantee finance.
  • We explain what information is needed.
  • We communicate the next step.
  • We disclose applicable fees before commitment.
  • We handle business information carefully.
  • We provide a clear complaints route.
  • We keep the referring partner informed where the client has consented.

Clients are supported by commercial finance specialists, not left alone with an automated form.

Partner visibility, built for advisers

Partner updates are initially provided by email and your Tera contact. A dedicated partner dashboard is planned.

Illustrative partner dashboard

Partner overview

Active referrals

5

Completed cases

2

Partner fees paid

£3,000

Referral link

terabusinessfinance.com/ref/your-link

  • ABC LogisticsBroker review
  • Greenfield CateringDocuments required
  • Northside DentalOffer received

Not sure whether a client is ready to refer?

Good referral signals

  • Established UK business
  • Clear funding purpose
  • Realistic funding amount
  • Recent bank statements available
  • Accounts or management information available
  • Willingness to speak with a specialist
  • Genuine commercial use of funds

Possible referral reasons

EquipmentVehiclesWorking capitalStockInvoicesTax or VATPropertyAcquisitionRefinance

Partner programme FAQs

Ready to become a Tera partner?

Apply in a few minutes. We review every application and respond within 2 business days.

Ready to partner with Tera?

Apply to the partner programme — 30% lifetime commission, no joining fee, and dedicated support throughout the finance process.

Tera is a commercial finance broker, not a lender. Partnership applications, referral arrangements and partner fees are subject to agreement, eligibility and regulatory approval. Partners must not promise approval, quote unapproved rates or present themselves as acting on behalf of Tera unless expressly authorised. Finance is subject to provider criteria and approval.

Referral fees are paid following successful completion and after Tera has received the relevant commission.

Final programme terms, referral agreement, commission disclosures and promotional wording require approval by Tera and its principal before launch.