Funding readiness

Know when your application is ready to move.

Tera helps organise the information commonly required for a commercial finance application and highlights anything that still needs attention.

Funding readiness reflects application preparation. It is not a credit score, approval decision or guarantee of finance.

Funding readiness

Know when your application is ready to move.

Tera helps organise the information commonly required for a commercial finance application and highlights anything that still needs attention.

Funding readiness reflects application preparation. It is not a credit score, approval decision or guarantee of finance.

See how Tera works

Application readiness

3 of 6 complete
  • Business detailsStatus:Complete
  • Funding purposeStatus:Complete
  • Financial informationStatus:In progress
  • Existing borrowingStatus:Needs attention
  • Supporting documentsStatus:In progress
  • Director informationStatus:Complete

What to prepare

Information commonly requested

Requirements vary by finance type and amount. These are typical starting points — a Tera specialist will confirm what applies to your case.

Financial information

  • Recent management accounts or filed accounts
  • Bank statements (typically three to six months)
  • Details of existing borrowing and facilities

Business details

  • Company registration details
  • Director information
  • Trading history and business structure

Funding requirement

  • Amount required and purpose
  • Preferred timeframe
  • Supporting documentation for the purpose (e.g. quotations, invoices)

Next steps

Ready to see how prepared you are?

Tera's assessment helps identify what you have and what may still be needed before your case can progress.

Get a quote

Tell us what your business needs.We'll handle the next steps.

Complete the short form and a Tera commercial finance specialist will review your requirement and contact you to discuss suitable next steps.

  • No login required
  • No obligation to proceed
  • Human review on every enquiry

Prefer to talk?

Call 020 4652 7967