NewLooking for finance for an upcoming business opportunity?Start with a two-minute assessment

Why Tera

A better-prepared application starts here.

Commercial finance can involve multiple providers, varied requirements and unfamiliar terminology. Tera is designed to make the starting point clearer and the process easier to follow.

Tera is a credit broker, not a lender. Any finance is subject to status and the terms of the finance provider.

UK commercial finance expertiseHuman support throughoutOne guided applicationMultiple finance routesClear next stepsUK commercial finance expertiseHuman support throughoutOne guided applicationMultiple finance routesClear next steps

A better-prepared application starts here.

Our approach

Technology does the organising. People handle the judgement.

Tera uses technology to structure applications, organise documents and reduce avoidable back-and-forth. A commercial finance specialist reviews the requirement, communicates with customers and manages the brokerage process.

What Tera organises

  • Guiding the initial assessment
  • Organising application information
  • Identifying missing items
  • Preparing case summaries
  • Keeping actions visible

What specialists handle

  • Understanding the funding requirement
  • Reviewing the circumstances
  • Discussing suitable routes
  • Communicating with finance providers
  • Explaining options and next steps

Technology and people

Technology does the organising. People handle the judgement.

Tera uses technology to structure applications, organise documents and reduce avoidable back-and-forth. A commercial finance specialist reviews the requirement, communicates with customers and manages the brokerage process.

What Tera organises

  • Guiding the initial assessment
  • Organising application information
  • Identifying missing items
  • Preparing case summaries
  • Keeping actions visible

What specialists handle

  • Understanding the funding requirement
  • Reviewing the circumstances
  • Discussing suitable routes
  • Communicating with finance providers
  • Explaining options and next steps

Your data stays yours

  • Information shared only when needed to progress your case
  • Clear consent before anything is sent onward
  • Human review on every significant decision

Ready to understand your funding options?

Start with a short assessment and tell us what your business is planning next.

  • No obligation to accept an option
  • Clear next steps
  • Human support available