Equipment and asset purchases
Businesses often explore asset finance or hire purchase when replacing machinery, vehicles, technology or other essential equipment without depleting working capital.
Case studies
Funding stories from UK businesses
Tera will publish verified case studies as completed customer outcomes become available. Until then, this page explains the kinds of funding situations we support and where to explore relevant finance options.
Verified stories coming soon
When customers agree to share their experience, we will publish case studies covering the business context, funding purpose, approach and outcome — with appropriate consent and without identifying details unless agreed.
Funding situations we commonly support
These are general examples of why UK businesses explore commercial finance. Every enquiry is reviewed individually — suitability depends on circumstances, documentation and lender criteria.
Cash flow and working capital
Uneven trading, customer payment terms or seasonal demand can create short-term pressure. Invoice finance, business loans and tax funding may be relevant depending on the situation.
Property and development
Purchasing premises, refinancing commercial property or funding a development project may involve commercial mortgages, bridging finance or development finance.
Growth and investment
Expansion plans, stock purchases or acquisition funding may require a combination of business loans and specialist facilities, prepared with clear purpose and supporting information.
Helpful resources while you explore options
Guides and insights
Practical articles on business finance, cash flow and application preparation.
Finance calculators
Tools to model borrowing, repayments and equipment finance scenarios.
Finance by industry
Industry-specific guidance across construction, transport, healthcare and more.
Get a quote
Tell us what your business needs.We'll handle the next steps.
Complete the short form and a Tera commercial finance specialist will review your requirement and contact you to discuss suitable next steps.
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Call 020 4572 4601