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Finance

Finance options forgrowing businesses.

Explore structures that may suit different requirements. Suitability depends on your circumstances — a Tera specialist can help you understand what may be relevant for your business.

Get your offerFunding readiness guide

Tera is a credit broker, not a lender. Any finance is subject to status and the terms of the finance provider.

Business finance

Business loans

Business loans may help fund growth, investment, stock or working capital over an agreed term.

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Asset finance

Asset finance can help a business acquire vehicles, machinery, technology or other essential equipment while spreading the cost.

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Invoice finance

Invoice finance may help businesses access cash tied up in unpaid customer invoices.

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Vehicle finance

Vehicle finance may help businesses fund commercial vehicles, vans and fleet replacements.

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Property finance

Commercial mortgages

Commercial mortgages and property finance may help businesses purchase, refinance or invest in commercial property.

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Bridging finance

Bridging finance provides short-term funding, often for property transactions that require speed.

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Development finance

Development finance may fund construction, conversion or refurbishment projects, typically released in stages.

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Specialist finance

Tax and VAT funding

Tax and VAT funding may help businesses spread the cost of tax bills, preserving cash flow for operations.

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By funding need

What are you looking to fund?

Choose a funding purpose to see finance routes that may be relevant.

Manage cash flow

Businesses often look to smooth uneven cash flow without disrupting operations.

  • Invoice finance
  • Business loan
  • Overdraft alternatives

Buy equipment

Spreading the cost of equipment can preserve working capital for day-to-day trading.

  • Asset finance
  • Hire purchase
  • Business loan

Purchase stock

Seasonal or growth-related stock purchases may require flexible short or medium-term funding.

  • Business loan
  • Stock finance
  • Invoice finance

Acquire vehicles

Commercial vehicles and fleets can often be funded through dedicated asset structures.

  • Vehicle finance
  • Asset finance
  • Hire purchase

Fund property

Property transactions may involve longer timelines and additional documentation.

  • Commercial mortgage
  • Bridging finance
  • Development finance

Refinance borrowing

Refinancing may help consolidate debt or adjust repayment terms, subject to eligibility.

  • Business loan
  • Asset refinance
  • Commercial mortgage

Cover tax or VAT

Tax and VAT obligations can create short-term pressure on cash flow.

  • Tax funding
  • VAT funding
  • Business loan

Grow the business

Expansion plans may combine several finance structures depending on the opportunity.

  • Business loan
  • Acquisition finance
  • Asset finance

Get a quote

Tell us what your business needs.We'll handle the next steps.

Complete the short form and a Tera commercial finance specialist will review your requirement and contact you to discuss suitable next steps.

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  • No obligation to proceed
  • Human review on every enquiry

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Call 020 4652 7967