What Tera organises
- Guiding the initial assessment
- Organising application information
- Identifying missing items
- Preparing case summaries
- Keeping actions visible
How it works
From business need to funding application
Tera brings structure to a process that can otherwise feel fragmented. One guided starting point, clear document requirements and specialist support throughout.
One journey. Far less friction.
Assessment form
Start with the essentials.
Share the funding amount, purpose and a few details about the business.
Assessment form
Illustrative workspace
A simplified view of how Tera organises your funding journey.
Document checklist
Illustrative workspace
A simplified view of how Tera organises your funding journey.
Finance route cards
Illustrative workspace
A simplified view of how Tera organises your funding journey.
Status timeline
Application moving forward
Track actions, respond to requests and stay informed as the case progresses.
Continue
The journey
One journey. Far less friction.
Each stage is designed to reduce friction and keep you informed about what is needed and what comes next.
- 1
Start with the essentials.
Share the funding amount, purpose and a few details about the business.
Assessment form
- 2
Know what is still needed.
Tera organises the information and documents required to prepare the case.
Document checklist
- 3
Understand the routes available.
A commercial finance specialist reviews the requirement and considers suitable options.
Finance route cards
- 4
Keep the process moving.
Track actions, respond to requests and stay informed as the application progresses.
Status timeline
Funding readiness
Know when your application is ready to move.
Tera helps organise the information commonly required for a commercial finance application and highlights anything that still needs attention.
Funding readiness reflects application preparation. It is not a credit score, approval decision or guarantee of finance.
See how Tera worksApplication readiness
3 of 6 complete- Business detailsStatus:Complete
- Funding purposeStatus:Complete
- Financial informationStatus:In progress
- Existing borrowingStatus:Needs attention
- Supporting documentsStatus:In progress
- Director informationStatus:Complete
Technology and people
Technology does the organising. People handle the judgement.
Tera uses technology to structure applications, organise documents and reduce avoidable back-and-forth. A commercial finance specialist reviews the requirement, communicates with customers and manages the brokerage process.
What specialists handle
- Understanding the funding requirement
- Reviewing the circumstances
- Discussing suitable routes
- Communicating with finance providers
- Explaining options and next steps
Your data stays yours
- Information shared only when needed to progress your case
- Clear consent before anything is sent onward
- Human review on every significant decision
Application process
From business need to funding application.
- 1
Assessment
Start the assessment
Tell us about the business, the amount required and what the funding will support.
- 2
Documents
Build the case
Provide the relevant financial information and supporting documents.
- 3
Specialist review
Speak with a specialist
A Tera specialist reviews the requirement, resolves any questions and discusses possible routes.
- 4
Options
Explore suitable options
Where appropriate, the case can be introduced to finance providers from the available panel.
- 5
Completion
Review and complete
Review any available offer carefully and complete the provider's remaining requirements.
Full process
From business need to funding application.
Start the assessment
Tell us about the business, the amount required and what the funding will support.
Build the case
Provide the relevant financial information and supporting documents.
Speak with a specialist
A Tera specialist reviews the requirement, resolves any questions and discusses possible routes.
Explore suitable options
Where appropriate, the case can be introduced to finance providers from the available panel.
Review and complete
Review any available offer carefully and complete the provider's remaining requirements.
Ready to understand your funding options?
Start with a short assessment and tell us what your business is planning next.
- No obligation to accept an option
- Clear next steps
- Human support available