Vehicle finance
Fund HGVs, vans and fleet replacements with structured repayments.
Transport, logistics & haulage
Taxi & Private Hire finance
Whether you are investing in equipment, managing cash flow or planning your next stage of growth, Tera helps taxi & private hire businesses understand funding options and prepare a stronger application.
What is taxi & private hire finance?
Transport and logistics operators face high asset values and uneven cash flow. Finance can fund fleet replacement, depot equipment and working capital — Tera helps you explore suitable routes with specialist broker support.
Asset finance
Finance trailers, handling equipment and depot assets.
Invoice finance
Release cash tied up in customer invoices and fuel the next job.
Business loans
Cover working capital, depot fit-out and seasonal demand.
Who needs taxi & private hire finance?
- Established taxi & private hire operating in the UK : Businesses investing in equipment, vehicles or premises
- Businesses with a clear funding purpose and supporting information : Owners managing cash flow between customer payments
- Owners seeking specialist guidance through the brokerage process : Operators planning growth or replacing ageing assets
Why Tera?
One guided application
Start with one structured assessment for taxi & private hire rather than repeating the same details across multiple enquiries.
Human specialist support
A commercial finance specialist reviews your requirement, explains suitable routes and manages introductions to lenders from our panel.
Multiple finance routes
Explore business loans, asset finance, invoice finance and other structures based on what your business needs — not a single product push.
Broker clarity
Tera Business Finance LTD is a credit broker, not a lender. We explain options honestly and there is no obligation to proceed.
Tera Business Finance LTD is a credit broker, not a lender, and an Appointed Representative of [Moorgate legal entity]. Finance is subject to status and lender terms.
Taxi & Private Hire finance FAQs
Common questions about commercial finance for this sector. Figures are indicative only and not offers.
Ready to explore your options?
Start Tera's short assessment for taxi & private hire — a specialist will review your requirement and discuss suitable routes.
Guides and insights
Useful reading for taxi & private hire businesses
Practical guides and product explainers relevant to taxi & private hire — from application preparation to common funding routes.
Guides
Business loan declined? Why it happens and what to do next for taxi & private hire
A declined application does not always mean your business is unfinanceable. Here is how to understand the decision and decide what to do next.
24 July 2026 · 10 min read
Read guide
Guides
How to get a business loan in the UK: A step-by-step guide for taxi & private hire
From choosing the right finance to preparing your documents and reviewing an offer, here is how the UK business loan process works.
21 July 2026 · 12 min read
Read guide
Guides
How much can my business borrow? A practical guide for UK businesses for taxi & private hire
The amount your business can borrow depends on more than turnover. Here is how lenders assess cash flow, profitability, existing debt and affordability.
15 July 2026 · 10 min read
Read guideBusiness insurance
Protect your taxi & private hire business
Explore cover that may be relevant for your people, premises, equipment and operational risks.