Business insurance
Protect the businessyou're building.
Tell us about your business and what you need to protect. Tera can help connect you with an appropriate insurance specialist to explore suitable cover.
Insurance availability, cover, terms and premiums depend on your business, circumstances and the relevant insurance provider.
Business protection
Cover built around the risks your business faces.
Every business is different. The cover that may be relevant depends on your work, employees, premises, equipment, customers and contractual responsibilities.
Public liability
Cover that may protect your business if a member of the public is injured or their property is damaged in connection with your work.
Employers' liability
Cover for certain claims involving employees who become injured or unwell as a result of their work.
Professional indemnity
Cover that may help with claims relating to professional advice, services, errors or omissions.
Commercial property
Cover that may protect business premises, contents, stock and equipment against insured events.
Cover, exclusions, limits and eligibility vary by provider and policy. Review the full policy documents before purchasing insurance.
Business insurance cover types
Explore common types of business insurance. Suitability, cover, limits and exclusions depend on your business and the relevant policy.
Public liability insurance
Third-party injury and property damage arising from your business activities.
Employers’ liability insurance
Employee injury or illness arising from work. Usually required by law if you employ staff.
Employment practices liability insurance
Claims involving unfair dismissal, discrimination or workplace harassment.
Excess liability insurance
Additional limits above underlying liability insurance policies.
Commercial motor insurance
Cars, vans, lorries and fleets used for business.
Commercial property insurance
Buildings, contents, stock and equipment, with business interruption cover where selected.
Cyber insurance
Data breaches, ransomware, phishing and business email compromise.
Professional indemnity insurance
Errors, omissions or negligent services that cause a client financial loss.
Insurance for businesses like yours.
Business insurance without the runaround.
01
Tell us about your business
Share what your business does, where it operates, who it employs and what you want to protect.
02
Your requirements are reviewed
An insurance specialist considers the information and identifies any additional details needed.
03
Explore available cover
Review the available policy options, limits, exclusions, terms and premiums.
04
Choose whether to proceed
Make an informed decision after reviewing the relevant documents and information.
Business insurance questions, answered.
Get a quote
Tell us what your business needs.We'll handle the next steps.
Complete the short form and a Tera commercial finance specialist will review your requirement and contact you to discuss suitable next steps.
- No login required
- No obligation to proceed
- Human review on every enquiry
Prefer to talk?
Call 020 4652 7967